Road Home Program

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This page is part of the Road Home Program wiki. If you have comments on these pages send email to wiki@thinknola.com.

Toll Free (800) Road-2-LA
Toll Free (888) 762-3252
TTY Use 7-1-1 relay or (800) 846-5277 (TTY) / 800-947-5277 (V)
Web site road2la.org
Email inquiry@road2LA.org
Address The Road Home Program
PO Box 4549
Baton Rouge, LA 70821

Contents

UPDATE: New page for this page. You should go to the Road Home Program Page to get the latest information.

The Road Home program will help Louisiana residents get back into their homes or apartments as quickly and fairly as possible. The program is the largest single housing recovery program in U.S. history.

Through The Road Home, eligible homeowners affected by Hurricane Rita or Katrina may receive up to $150,000 in compensation for your losses to get you back into your homes. In addition, The Road Home program will loan funds to restore and construct thousands of rental properties through its Small Rental Property Repair Program.

The Road Home program was created by Governor Blanco, the Louisiana Recovery Authority, and the Office of Community Development. The program is funded by the U.S. Department of Housing and Urban Development.

Choose from the options below for details about the program.

[edit] Road Home Program Topics

Road Home Program FAQ 
Frequently asked questions form the Road Home Questions forum.
Overview of the Road Home Program 
An overview of the Road Home Program.
Base Flood Elevation 
Base flood elevation.
Road Home Elevation Grants 
Elevation grants are part of the award calculation.
Increased Cost of Compliance coverage 
Not part of the Road Home Program, Increase Cost of Compliance coverage is avalable through your insurer. It does, however, effect the the calculation for the Road Home Elevation Grant.
Road Home Program Statistics 
The statistics drawn from the Road Home Program.

[edit] Road Home Awards

The following research was performed in cooperation with CHAT. It is a work in progress. These are the results of interviewing Road Home and ICF officials.

[edit] Total number of awards

is 104 or some such (out of 90,000 applicants?!)

[edit] Square Footage Used For Property

[edit] Amount Per Square Foot for Valuation

[edit] The Percent Damage Determination Method

[edit] Insurance Deductions

[edit] FEMA Deductions

[edit] Road Home Questions

Road Home Elevation Grants 
Details on elevation grants and ICC grants.

[edit] List of Contractors

Last month at the Housing Summit, I asked Mike Bryne from ICF about the "approved contractor list" and he said that they do not have such a list. They will provide a list of licensed contractors, but they do not "approve" any of them (us) in advance, so you can use whomever you choose. (or do the work yourself) are you sure you can "do the work yourself"? I thought no licensed contractor=no funds dispersed. [User: MarkMayhew]

[edit] Legislation Excerpts

CHAT has compiled some excerpts from the legislation governing the Road Home Program and the Louisiana Recovery Authority (LRA) that are particularly relevant to the aims of CHAT and to the interests of homeowners seeking Road Home funds:

Road Home Legislation Excerpts

LRA Legislation Excerpts

[edit] Hazard Mitigation

Road Home applicants meeting basic eligibility requirements, may receive additional dollars to help protect their homes against future water and wind damage. A new provision to the program allows homeowners in the affected parishes to receive up to $37,500 for undertaking specific mitigation measures when rebuilding their homes.

Up to $30,000 is available from the Road Home Program for mitigating future flooding in the form of elevation allowances. It was announced that this would be in addition to the up to $30,000 available from Increased Cost of Compliance (ICC) funding from the National Flood Insurance Program to reimburse flood insurance policy owners for the costs of demolishing their old house and elevating their new house or their substantial damaged but repaired house. Unlike the ICC funds, the Road Home elevation allowance is calculated based on $15/square foot for cost to elevate for demolished homes, regardless of the BFE or actual costs to elevate. Other per square foot factors are used for raising slab houses. There is some indication that the elevation allowance may take into account uses of ICC for demolition but the is no hard information on this.

Homeowners may also receive up to $7,500 to complete specific non-elevation mitigation measures such as reinforcing garage doors, raising the washer and dryer, and raising or relocating water heaters or furnaces to a higher level. Various forms of window protection such as installing shutters, installing impact resistant glass or window covers also fall under the non-elevation mitigation category.

The policy caps assistance for all mitigation measures - elevation and non-elevation at $37,500 provided the total Road Home grant, including mitigation, does not exceed $150,000.

[edit] Seniors

Homeowners 65 years of age or older will be exempt from a financial penalty, should they decide not to repair their home or buy a new house with their Road Home grant. The Road Home homeowner assistance program was designed to encourage families to remain in Louisiana and reinvest in their communities. Therefore, homeowners choosing to leave the state, or remain as a renter not reinvesting in property, are subject to a 40% reduction in potential compensation. Based on feedback from the Road Home pilot program, it was decided that elderly homeowners should not experience such a penalty. Many of them were making different choices by moving in with their children or entering assisted living facilities making homeownership difficult in some cases. As of October 27, 2006, the Road Home has received applications from more than 13,000 applicants and co-applicants who were 65 or older as of December 31, 2005.

[edit] Mobile Home Owners

All mobile home owners, regardless of whether they own the land where their home was located, who otherwise meet the criteria of eligibility under the Road Home program may be eligible for financial assistance under the Road Home. Previously, the owner of a manufactured home or mobile home must have also owned the land on which the damaged home was located.

[edit] Useful Links

[edit] Citizen's Road Home Action Team

[edit] Proposals for the Road Home Program

[edit] Sources

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